Ratek is founded and led by a technology executive with over 10 years of international experience — and three live products operating across Nigeria today.
FanDuel · Coral · Oaklawn · Inspired
ReconFlow · TraceAML · SafePlay
Every engagement we start, we finish.
Our founder has delivered for
10+ years. 4 countries. Global-standard delivery.
The Pain
Vendors who overpromise and disappear
Software that ignores your regulatory reality
Projects that drag, overspend, and underdeliver
The Ratek Answer
We have delivered for global brands — our record speaks first.
Compliance and security are built in from day one — never bolted on.
Senior oversight at every stage — we have never left a project unfinished.
We've solved every one of these. Here's how.
Custom technology delivered to your brief, your timeline, and global standards.
Payment systems, transaction monitoring, and regulatory-grade financial technology — built for reliability and scale.
CBN-aware. Compliance-ready.
Discuss Your ProjectFull-stack applications and complex internal platforms engineered for your specific problem — not a generic version of it.
End-to-end. Architecture to deployment.
Discuss Your ProjectStrategy, programme management, and hands-on delivery — we get your platform live, on time, to standard.
Senior-led. Outcome-focused.
Discuss Your ProjectThree live platforms operating across Nigeria — built by the same team that will build for you.
The Reconciliation OS for Nigerian Fintech
ReconFlow automates transaction reconciliation for Nigerian microfinance banks and fintechs — matching bank, switch, and core banking files in minutes, surfacing only exceptions, and keeping a clean audit trail. CBN-aligned, audit-ready, built for end-of-day pressure.
Compatible with: NIBSS · Interswitch · Remita · Paystack · Flutterwave
AML Compliance Built for Nigerian Financial Institutions
TraceAML automates AML compliance for Nigerian banks, MFBs, fintechs, and PSPs — covering transaction monitoring, NFIU goAML filing, watchlist screening, and CBN examination readiness. Built so compliance teams stay ahead of regulators without drowning in manual work.
Nigeria's First Centralised Gambling Self-Exclusion Platform
SafePlay is the Lagos State Government's official responsible gaming registry — enabling players to self-exclude from every LSLGA-licensed operator through a single NIN-verified registration, across online, retail, and casino channels.
Projects led and delivered across Nigeria and internationally.
Government · Regulatory Technology · Nigeria
Client: Lagos State Lotteries and Gaming Authority (LSLGA)
Our founder led the full delivery of SafePlay for the Lagos State Lotteries and Gaming Authority — from concept to live deployment. Awarded the Regulatory Innovation Award at IAGR 2025 in Toronto, Canada.
Regulatory Innovation Award
IAGR 2025 · Toronto
SafePlay
safeplay.ng
Enterprise-grade monitoring dashboard giving operators full visibility across all payment channels in real time — built for peak national transaction volumes.
Discuss a Similar ProjectFull-stack platform covering procurement, budgeting, task management, and financial reporting — replacing fragmented tools with one unified system.
Discuss a Similar ProjectEngaged after a previous vendor failure. Restructured the programme, restaffed the team, and delivered to a successful go-live on the client's revised deadline.
Discuss a Similar ProjectFounder & CEO, Ratek Technology Limited
Kayode is a technology and gaming executive with over 10 years of international experience across the UK, Nigeria, the United States, and Canada. He has delivered complex digital platforms for FanDuel, Oaklawn Sportsbook, Coral Racing, and Inspired Entertainment.
As Founder of SafeGaming Technologies, he led the delivery of SafePlay — the IAGR 2025 award-winning responsible gaming platform live across Lagos State. Through Ratek, he now brings that depth of experience to clients who expect a partner that has operated at the highest level.
Kayode Lawal
Founder & CEO
Zero abandoned projects. Fully committed from kickoff to go-live.
Global delivery experience combined with deep understanding of Nigeria's regulatory and business environment.
You work directly with experienced people. No juniors. No bait and switch.
Security and regulatory compliance built into every system from the start — never an afterthought.
"Rare to find a partner who understands both the product and the regulatory environment. Ratek delivered exactly that."
— Director, Gaming Organisation
"They understood our business before writing a single line of code. That is rare."
— COO, Technology Company
"We brought them in to rescue a failing project. They restructured everything and got us to go-live."
— Director, Enterprise Client
We build, we deliver, and we operate — at the highest level.
Tell us what you need. We'll tell you honestly if we can deliver it — and how.
Direct
Phone
+234 911 917 3134Kayode Lawal
We respond to every enquiry within 1 business day.